:root{--ink:#24272a;--muted:#64686c;--paper:#f3f3f1;--white:#fff;--orange:#dc4d28;--line:#d5d6d4;--max:1240px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,Arial,sans-serif}a{color:inherit;text-decoration:none}button,input,textarea,select{font:inherit}
.wrap{width:min(calc(100% - 48px),var(--max));margin:auto}.eyebrow{font-size:.75rem;letter-spacing:.16em;text-transform:uppercase;font-weight:700;color:var(--orange)}
header{position:fixed;inset:0 0 auto;z-index:20;color:#fff;transition:.3s}header.scrolled{background:rgba(35,38,41,.96);backdrop-filter:blur(12px)}nav{height:86px;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid rgba(255,255,255,.22)}
.brand{display:flex;align-items:center;gap:12px;font:700 1.5rem BankGothic}.mark{width:46px;height:25px}.links{display:flex;gap:32px;align-items:center;font-size:.9rem}.nav-cta{border:1px solid rgba(255,255,255,.55);padding:12px 18px}.menu{display:none;background:none;border:0;color:#fff;font-size:1.6rem}
.hero{min-height:100svh;color:#fff;display:grid;align-items:end;position:relative;overflow:hidden;background:linear-gradient(110deg,rgba(22,24,26,.96) 0%,rgba(28,31,34,.82) 52%,rgba(47,51,54,.55) 100%),radial-gradient(circle at 78% 38%,#8a4b31 0,#3d4246 25%,#17191b 65%)}
.hero:after{content:"";position:absolute;right:-16vw;top:16vh;width:58vw;height:58vw;border:1px solid rgba(255,255,255,.16);border-radius:50%;box-shadow:0 0 0 5vw rgba(255,255,255,.025),0 0 0 11vw rgba(255,255,255,.018)}
.hero-inner{position:relative;z-index:1;padding:180px 0 72px}.hero h1{font:600 clamp(3.25rem,8vw,7.5rem)/.91 Manrope;margin:18px 0 28px;letter-spacing:-.065em;max-width:950px}.hero-copy{display:flex;justify-content:space-between;align-items:end;gap:30px}.hero p{max-width:520px;font-size:1.15rem;line-height:1.7;color:#ddd;margin:0}.arrow-link{display:inline-flex;align-items:center;gap:18px;padding:16px 0;border-bottom:1px solid var(--orange);font-weight:600;white-space:nowrap}.arrow-link span{font-size:1.4rem;color:var(--orange)}
section{padding:110px 0}.intro-grid{display:grid;grid-template-columns:1fr 2.1fr;gap:9vw}.intro h2,.section-head h2{font:600 clamp(2.4rem,5vw,5rem)/1 Manrope;letter-spacing:-.05em;margin:0}.intro .lead{font-size:clamp(1.35rem,2.2vw,2.05rem);line-height:1.35;margin:0 0 40px}.intro p{line-height:1.75;color:var(--muted);max-width:740px}
.stats{background:var(--ink);color:#fff}.stats-grid{display:grid;grid-template-columns:repeat(3,1fr)}.stat{padding:42px;border-left:1px solid #494c4f}.stat:first-child{border-left:0}.stat strong{display:block;font:600 clamp(2.7rem,6vw,5rem) Manrope;color:var(--orange)}.stat span{color:#c9cacc;line-height:1.5}
.section-head{display:flex;justify-content:space-between;align-items:end;margin-bottom:55px;gap:30px}.section-head p{max-width:440px;color:var(--muted);line-height:1.65}
.cards{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line)}.card{min-height:470px;padding:36px;display:flex;flex-direction:column;justify-content:space-between;border-right:1px solid var(--line);transition:.35s}.card:last-child{border-right:0}.card:hover{background:var(--white);transform:translateY(-8px)}.card-no{font-size:.78rem;color:var(--orange);letter-spacing:.15em}.card h3{font:600 2rem/1.15 Manrope;margin:auto 0 18px}.card p{color:var(--muted);line-height:1.65}.card-arrow{font-size:1.8rem;color:var(--orange)}
.approach{background:#dedfdd}.steps{margin-top:60px}.step{display:grid;grid-template-columns:90px 1fr 1.4fr;gap:30px;padding:30px 0;border-top:1px solid #bfc1bf;align-items:start}.step b{color:var(--orange)}.step h3{font:600 1.6rem Manrope;margin:0}.step p{margin:0;color:var(--muted);line-height:1.6}
.cta{background:var(--orange);color:#fff}.cta-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:80px}.cta h2{font:600 clamp(2.8rem,6vw,5.8rem)/.98 Manrope;letter-spacing:-.055em;margin:14px 0}.cta .eyebrow{color:#2b2421}.form{display:grid;gap:18px}.form input,.form select,.form textarea{width:100%;background:transparent;color:#fff;border:0;border-bottom:1px solid rgba(255,255,255,.58);padding:15px 0;outline:none}.form input::placeholder,.form textarea::placeholder{color:#f4d9cd}.form select option{color:#222}.form button{justify-self:start;background:var(--ink);color:#fff;border:0;padding:16px 22px;cursor:pointer}.form-note{font-size:.8rem;color:#f4d9cd}
footer{background:#1d1f21;color:#fff;padding:60px 0 30px}.footer-top{display:flex;justify-content:space-between;gap:40px;padding-bottom:50px}.footer-line{font:600 clamp(1.8rem,4vw,3.5rem) Manrope;max-width:680px}.footer-links{display:grid;gap:12px;color:#bbb}.footer-bottom{border-top:1px solid #3e4144;padding-top:24px;display:flex;justify-content:space-between;color:#8e9194;font-size:.82rem}
.reveal{opacity:0;transform:translateY(22px);transition:.75s}.reveal.visible{opacity:1;transform:none}
@media(max-width:800px){.wrap{width:min(calc(100% - 32px),var(--max))}.links{display:none;position:absolute;top:86px;left:0;right:0;background:#232629;padding:28px 24px;flex-direction:column;align-items:flex-start}.links.open{display:flex}.menu{display:block}.hero-inner{padding-bottom:46px}.hero-copy,.section-head,.footer-top{display:block}.hero-copy .arrow-link{margin-top:30px}.intro-grid,.cta-grid{grid-template-columns:1fr;gap:38px}.stats-grid,.cards{grid-template-columns:1fr}.stat{border-left:0;border-top:1px solid #494c4f}.card{min-height:330px;border-right:0;border-bottom:1px solid var(--line)}.step{grid-template-columns:48px 1fr}.step p{grid-column:2}.section-head p{margin-top:25px}.footer-links{margin-top:35px}.footer-bottom{display:block;line-height:1.8}section{padding:78px 0}}